Optum provides tax-advantaged reimbursement accounts for consumers and banking services and products for health care systems. Optum’s objective is to help assure that all individuals have access to reliable health care tools, resources, and information to enable appropriate and lasting behavior change.

Optum’s health savings and spending account administration services are designed to clearly connect healthy behaviors with healthy financial outcomes for individuals and employers in the new world of consumer-directed health care. Optum’s services include administration for tax-advantaged accounts for health care, such as FSAs and HRAs as well as HSAs, transportation benefits, retiree solutions, incentive accounts, and COBRA.

Optum offers employers flexible, feature-rich accounts and services that are integrated with their health plan and the knowledge to manage, save, and pay for their health care. Optum offers a full range of accounts and services to make it easier for employers to help their employees lead a healthy life and manage their finances.

Optum helps make it simple and reliable for you and for participants with:

• Online account management to check balances and file claims
• Responsive and experienced phone support
• Payment cards for convenient claims processing
• Mobile applications to support people with busy lives
• Education and planning tools to help people plan, save, and pay for health care